BVS238 The Credit Management

3 ECTS - 2-0 Duration (T+A)- 4. Semester- 2 National Credit

Information

Code BVS238
Name The Credit Management
Term 2024-2025 Academic Year
Semester 4. Semester
Duration (T+A) 2-0 (T-A) (17 Week)
ECTS 3 ECTS
National Credit 2 National Credit
Teaching Language Türkçe
Level Ön Lisans Dersi
Type Normal
Mode of study Yüz Yüze Öğretim
Catalog Information Coordinator Öğr. Gör.Dr. AYŞE BOZKURT
Course Instructor
1 2
Öğr. Gör. Recep Ragıp ERCANKAL (A Group) (Ins. in Charge)


Course Goal / Objective

The aim of the course is to transfer the principles of application and follow-up of the basic evaluation views before and after loan disbursement in loan analysis and decision processes in banking with theoretical and practical examples and to gain knowledge and skills in this subject with case studies

Course Content

This course includes asymmetric information problem, credit analysis, financial statement analysis, techniques to be used in credit analysis, evaluation of individual/commercial/short-term/medium-term loan requests, credits that are special in evaluation, preparation of credit analysis reports, rejection of loan requests by banks.

Course Precondition

none

Resources

Banka Kredileri ve Yönetimi Dr. Birgül Şakar

Notes

Banka Kredileri ve Yönetimi notes


Course Learning Outcomes

Order Course Learning Outcomes
LO01 Understand the operational processes of credit studies in banking
LO02 Know the transactions made before and after the loan application.
LO03 Obtain financial data about bank customers and learn to measure the payback power of loans.
LO04 Learns credit assessment and decision techniques in banking.
LO05 Understands the importance of follow-up and monitoring processes after credit utilization.
LO06 understands the basic assessment perspectives before and after loan disbursement in credit analysis and decision processes.
LO07 the organization of credit analysis reports, the rejection of credit requests by banks, identifies examples related to the subject.
LO08 understands the evaluation of individual / commercial / short-term / medium-term loan requests.


Relation with Program Learning Outcome

Order Type Program Learning Outcomes Level
PLO01 Bilgi - Kuramsal, Olgusal Students have current theoretical knowledge in basic level related to Banking and Insurance. 4
PLO02 Bilgi - Kuramsal, Olgusal Students have current practical knowledge at basic level related to Banking and Insurance. 4
PLO03 Bilgi - Kuramsal, Olgusal Students are able to use the basic level theoretical and practical knowledge in the field of Banking and Insurance in a field of advanced education or at the same level. 4
PLO04 Bilgi - Kuramsal, Olgusal Defines the basic knowledge and skills related to the banking and insurance profession. 4
PLO05 Yetkinlikler - Bağımsız Çalışabilme ve Sorumluluk Alabilme Yetkinliği Works independently and defines responsibilities on basic level issues related to the banking and insurance profession.
PLO06 Yetkinlikler - Bağımsız Çalışabilme ve Sorumluluk Alabilme Yetkinliği Demonstrates responsibility as a team member to solve complex and unforeseen problems encountered in applications related to the banking and insurance profession.
PLO07 Yetkinlikler - İletişim ve Sosyal Yetkinlik Organizes activities for the development of employees under her responsibility within the framework of a project.
PLO08 Yetkinlikler - Öğrenme Yetkinliği Sorts their own knowledge and skill level critically, identifies their learning needs.
PLO09 Yetkinlikler - Alana Özgü Yetkinlik Raises professional development to a higher level.
PLO10 Yetkinlikler - Bağımsız Çalışabilme ve Sorumluluk Alabilme Yetkinliği Students have the awareness of lifelong learning.
PLO11 Yetkinlikler - İletişim ve Sosyal Yetkinlik Expresses his/her thoughts through written and verbal communication at the level of basic knowledge and skills on banking and insurance profession.
PLO12 Yetkinlikler - İletişim ve Sosyal Yetkinlik Know a foreign language at basic level, follow the information related to the profession and communicate with colleagues in a foreign language.
PLO13 Beceriler - Bilişsel, Uygulamalı Understands computer operating systems, office applications, information and communication technologies.
PLO14 Yetkinlikler - Alana Özgü Yetkinlik It has social, scientific, cultural and ethical values in the stages of collecting, implementing and announcing the data related to the field.
PLO15 Yetkinlikler - İletişim ve Sosyal Yetkinlik The history of our republic, basic values, the universality of social rights, social justice, quality and cultural values, environmental protection, occupational health and safety has sufficient consciousness.


Week Plan

Week Topic Preparation Methods
1 Problems with information asymmetry and asymmetric information problem lecture Öğretim Yöntemleri:
Anlatım, Tartışma, Soru-Cevap
2 The overall organizational structure of credit products in commercial banks, the main risks that banks face, the main factors affecting the cost and structure of resources. general operation Öğretim Yöntemleri:
Anlatım, Soru-Cevap, Alıştırma ve Uygulama
3 The importance of collateral concept in loans lecture Öğretim Yöntemleri:
Anlatım, Soru-Cevap
4 The importance of collateral concept in loans, grouping collateral, general qualifications sought general operation Öğretim Yöntemleri:
Anlatım, Tartışma
5 The management of credit products in banks, corporate credit policies, credit limits, basic credit utilization principles general operation Öğretim Yöntemleri:
Anlatım, Tartışma, Soru-Cevap
6 Basic lending principles, determination of credit limits, collateralization of loans, correct structuring and disbursement of the loan in the allocation process lecture Öğretim Yöntemleri:
Anlatım, Soru-Cevap, Tartışma
7 Pre-evaluation of the loan, interview with the customer, determination of general needs, CBRT records and other central registry surveys general operation Öğretim Yöntemleri:
Anlatım, Soru-Cevap
8 Mid-Term Exam Ölçme Yöntemleri:
Yazılı Sınav
9 Definition of financial intelligence, its implications and resources general operation Öğretim Yöntemleri:
Anlatım, Tartışma
10 Analyzing the financial data related to the customers, making the balance sheet and income statement data suitable for analysis lecture Öğretim Yöntemleri:
Anlatım, Tartışma
11 Financial analysis techniques-1 lecture Öğretim Yöntemleri:
Anlatım, Soru-Cevap, Alıştırma ve Uygulama
12 Financial analysis techniques-2 lecture Öğretim Yöntemleri:
Anlatım, Alıştırma ve Uygulama
13 Financial analysis techniques-3 practice Öğretim Yöntemleri:
Anlatım, Soru-Cevap
14 Definition of financial analysis, importance and types lecture Öğretim Yöntemleri:
Anlatım
15 Case Study practice Öğretim Yöntemleri:
Anlatım, Alıştırma ve Uygulama
16 Term Exams Ölçme Yöntemleri:
Yazılı Sınav
17 Term Exams Ölçme Yöntemleri:
Yazılı Sınav


Student Workload - ECTS

Works Number Time (Hour) Workload (Hour)
Course Related Works
Class Time (Exam weeks are excluded) 14 2 28
Out of Class Study (Preliminary Work, Practice) 14 2 28
Assesment Related Works
Homeworks, Projects, Others 0 0 0
Mid-term Exams (Written, Oral, etc.) 1 6 6
Final Exam 1 16 16
Total Workload (Hour) 78
Total Workload / 25 (h) 3,12
ECTS 3 ECTS

Update Time: 08.05.2024 01:40