TÜRKÇE
ENGLISH
Information
| Code | ÖH801 |
| Name | Loans and Credit Card Transactions in Banking Law |
| Term | 2024-2025 Academic Year |
| Term | Fall and Spring |
| Duration (T+A) | 3-0 (T-A) (17 Week) |
| ECTS | 6 ECTS |
| National Credit | 3 National Credit |
| Teaching Language | Türkçe |
| Level | Doktora Dersi |
| Type | Normal |
| Mode of study | Yüz Yüze Öğretim |
| Catalog Information Coordinator | |
| Course Instructor |
1 |
Course Goal / Objective
This course aims to examine the legal framework of bank loans and credit card transactions in detail. Topics such as regulations on loans and credit card transactions in Turkish Law, banking contracts, rights and obligations of the parties, consumer protection and responsibilities of banks will be examined in detail. In addition, this course aims to provide a theoretical background for students who want to focus on academic research in this field, while providing practical information to lawyers working in the finance and banking sector.
Course Content
1. Basic Concepts and Resources of Banking Law, 2. Bank Loans and Their Legal Nature, 3. Legal Problems and Applications in Credit Agreements, 4. Credit Card Transactions and Legal Disputes Arising from This, 5. Legal Liability of the Bank, 6. Court Decisions and Application Examples
Course Precondition
There is no precondition.
Resources
KOSTAKOĞLU, CENGİZ, BANKA KREDİLERİ, TÜKETİCİ KREDİLERİ VE KONUT KREDİLERİ İLE KREDİ KARTLARINDAN DOĞAN UYUŞMAZLIKLAR, BETA, İSTANBUL, 2013.
Notes
ÇEKER, MUSTAFA, KREDİ KARTI UYGULAMASI VE ÖZEL HUKUK AÇISINDAN KREDİ KARTININ HUKUKA AYKIRI KULLANIMI, BTHAE, ANKARA, 1997.
Course Learning Outcomes
| Order | Course Learning Outcomes |
|---|---|
| LO01 | Defines basic concepts related to consumer loans, commercial loans, and credit card transactions. |
| LO02 | Analyzes banks' credit allocation processes and credit card transactions within the legal framework. |
| LO03 | Interprets the rights and obligations of the parties in loan and credit card agreements. |
| LO04 | Examines contracts related to consumer loans, mortgage loans, commercial loans and credit card transactions. |
| LO05 | Evaluates legal disputes regarding bank loans and credit cards and offers solutions. |
| LO06 | Examines the bank's liability in light of consumer legislation and other legal regulations. |
| LO07 | Critically evaluates the legality of banks' practices in loan and credit card transactions. |
| LO08 | Interprets legal regulations to protect consumer rights and develops recommendations. |
| LO09 | It conducts academic research in the field of banking law and suggests legal innovations regarding credit and credit card transactions. |
Relation with Program Learning Outcome
| Order | Type | Program Learning Outcomes | Level |
|---|---|---|---|
| PLO01 | Bilgi - Kuramsal, Olgusal | Explains the basic concepts, institutions and legal methodology in private law and its sub-disciplines. | |
| PLO02 | Bilgi - Kuramsal, Olgusal | Analyses theories and current developments in the field of private law. | |
| PLO03 | Bilgi - Kuramsal, Olgusal | Explains legal concepts, rules and principles from a comparative law perspective. | |
| PLO04 | Bilgi - Kuramsal, Olgusal | Evaluates legal reforms and new regulations and develops suggestions. | 4 |
| PLO05 | Beceriler - Bilişsel, Uygulamalı | Develops solutions to legal problems using theoretical and applied knowledge. | 4 |
| PLO06 | Beceriler - Bilişsel, Uygulamalı | Resolves private law disputes using legal interpretation methods. | |
| PLO07 | Beceriler - Bilişsel, Uygulamalı | Applies problem-solving and decision-making skills in legal decision-making processes. | |
| PLO08 | Beceriler - Bilişsel, Uygulamalı | Makes comparative analyses between different legal systems and practices. | 3 |
| PLO09 | Beceriler - Bilişsel, Uygulamalı | Provides original academic studies and scientific contributions on legal issues. | 4 |
| PLO10 | Yetkinlikler - Bağımsız Çalışabilme ve Sorumluluk Alabilme Yetkinliği | Examines legal issues from a critical perspective and evaluates legal arguments. | 5 |
| PLO11 | Yetkinlikler - Bağımsız Çalışabilme ve Sorumluluk Alabilme Yetkinliği | Criticises existing legal rules and offers alternative solutions. | 4 |
| PLO12 | Yetkinlikler - Bağımsız Çalışabilme ve Sorumluluk Alabilme Yetkinliği | Evaluates legal issues in the context of existing and required law. | 5 |
| PLO13 | Yetkinlikler - Bağımsız Çalışabilme ve Sorumluluk Alabilme Yetkinliği | Develops scientific projects and produces academic publications in the field of private law. | |
| PLO14 | Yetkinlikler - Öğrenme Yetkinliği | Follows the legal literature at national and international levels, constantly updates technical legal knowledge. | 3 |
| PLO15 | Yetkinlikler - Öğrenme Yetkinliği | Follows the historical development of legal norms and current changes. | |
| PLO16 | Yetkinlikler - İletişim ve Sosyal Yetkinlik | Presents legal arguments effectively at an academic level, in Turkish and English. | |
| PLO17 | Yetkinlikler - İletişim ve Sosyal Yetkinlik | Shares current information and developments in the field with expert lawyers and contributes to academic discussions. | |
| PLO18 | Yetkinlikler - Alana Özgü Yetkinlik | Observes ethical principles in legal decision processes and develops fair solution proposals. | 4 |
| PLO19 | Yetkinlikler - Alana Özgü Yetkinlik | Applies alternative dispute resolution methods in resolving legal disputes. |
Week Plan
| Week | Topic | Preparation | Methods |
|---|---|---|---|
| 1 | Introduction to Banking Law | Reading | Öğretim Yöntemleri: Anlatım, Soru-Cevap, Tartışma |
| 2 | Regulation of Bank Law | Reading | Öğretim Yöntemleri: Anlatım |
| 3 | Concept of Loan | Reading | Öğretim Yöntemleri: Anlatım, Soru-Cevap, Tartışma |
| 4 | Types of Loan | Reading | Öğretim Yöntemleri: Anlatım |
| 5 | Loan Agreements | Reading | Öğretim Yöntemleri: Anlatım, Tartışma |
| 6 | Loan Law | Reading | Öğretim Yöntemleri: Anlatım |
| 7 | Limitations of Loan | Reading | Öğretim Yöntemleri: Anlatım |
| 8 | Credit Card Concept | Reading | Öğretim Yöntemleri: Anlatım, Soru-Cevap |
| 9 | Types of Credit Card | Reading | Öğretim Yöntemleri: Anlatım |
| 10 | Historical Development of Credit Cards | Reading | Öğretim Yöntemleri: Anlatım |
| 11 | Parties in Credit Card Relationship | Reading | Öğretim Yöntemleri: Anlatım |
| 12 | Credit Card Agreements | Reading | Öğretim Yöntemleri: Anlatım |
| 13 | Rights and Obligations of the Parties | Reading | Öğretim Yöntemleri: Anlatım |
| 14 | Non-Payment of Credit Card Debt | Reading | Öğretim Yöntemleri: Soru-Cevap, Anlatım |
| 15 | Termination of Credit Card Agreement | Reading | Öğretim Yöntemleri: Anlatım |
| 16 | Examination of Supreme Court Decisions | Reading | Öğretim Yöntemleri: Soru-Cevap, Tartışma |
| 17 | Final exam | Reading | Ölçme Yöntemleri: Performans Değerlendirmesi |
Student Workload - ECTS
| Works | Number | Time (Hour) | Workload (Hour) |
|---|---|---|---|
| Course Related Works | |||
| Class Time (Exam weeks are excluded) | 14 | 3 | 42 |
| Out of Class Study (Preliminary Work, Practice) | 14 | 5 | 70 |
| Assesment Related Works | |||
| Homeworks, Projects, Others | 0 | 0 | 0 |
| Mid-term Exams (Written, Oral, etc.) | 1 | 15 | 15 |
| Final Exam | 1 | 30 | 30 |
| Total Workload (Hour) | 157 | ||
| Total Workload / 25 (h) | 6,28 | ||
| ECTS | 6 ECTS | ||